1. Information We Collect
FinanceFlow does not collect, store, or transmit any of your personal financial data to our servers. All your data remains securely stored on your device only. The app works entirely offline and locally.
Your financial data that stays on your device includes:
- Transaction Data: Income and expense records you create
- Budget Information: Budget categories, amounts, and spending limits you set
- Savings Goals: Target amounts, current progress, and goal timelines
- Debt Information: Creditor names, amounts, interest rates, and payment schedules
- App Preferences: Currency settings, language preferences, and display settings
No usage data, analytics, or personal information is transmitted to us or any third parties.
2. How Your Data is Used
Since all your data stays on your device, we don't have access to or use your personal financial information. Your data is used only by the app locally on your device to:
- Generate Reports: Create financial reports, charts, and insights using your local data
- Calculate Analytics: Process your transactions to show spending patterns and trends
- Track Progress: Monitor your budget progress and savings goals
- Provide Features: Enable all app functionality using data stored on your device
- Display Information: Show your financial overview and transaction history
No data processing occurs on our servers - everything happens locally on your device.
3. Data Security and Protection
Your financial data is protected by your device's built-in security measures:
- Local Storage: All data is stored securely on your device using the operating system's secure storage
- Device Security: Your data is protected by your phone's lock screen, biometric authentication, and encryption
- No Network Transmission: Your financial data never leaves your device - no internet connection required
- App Sandbox: The app operates within your device's secure sandbox environment
- No External Access: We cannot access your data because it never leaves your device
- Device Backup: Your data is included in your device's regular backup (if enabled)
Since we don't store your data on our servers, there's no risk of data breaches on our end.
4. Data Storage and Retention
You have complete control over your data since it's stored locally on your device:
- Local Storage: Your data remains on your device as long as the app is installed
- App Uninstall: Uninstalling the app removes all your financial data from the device
- Data Export: You can export your data in standard formats (CSV, JSON) whenever needed
- Device Backup: Your data is included in your device's backup system (iCloud, Google Drive, etc.)
- Manual Deletion: You can delete individual transactions, budgets, or all data at any time
- No Server Retention: Since we don't store your data on servers, there's nothing for us to retain or delete
5. Your Rights and Choices
Since your data never leaves your device, you have complete and immediate control:
- Full Access: View, edit, and manage all your financial data directly in the app
- Instant Deletion: Delete any transaction, budget, or savings goal at any time
- Data Export: Export your data in CSV or JSON format whenever you want
- App Removal: Uninstall the app to completely remove all your data
- No Consent Required: Since we don't process your data, no consent is needed
- Complete Privacy: Your financial data is private to you - we never see it
- Device Control: Your data follows your device's backup and security settings
6. Third-Party Services
FinanceFlow operates entirely offline and does not use third-party services that access your financial data.
The app may use minimal third-party services for basic functionality:
- App Store Services: For app download and updates (Apple App Store / Google Play Store)
- Device Services: Uses your device's built-in features (calendar, notifications)
- No Analytics: We do not collect or transmit usage analytics or crash reports
- No Cloud Services: No data synchronization or cloud storage services
- No Authentication: No user accounts or login systems
Your financial data never interacts with any third-party services - everything stays on your device.
7. Data Sharing and Disclosure
We cannot share your data because we don't have access to it. Since all your financial data stays on your device:
- No Data Sharing: We cannot share what we don't have access to
- No Data Collection: We don't collect any data from you
- No Data Transmission: Your data never leaves your device
- No Legal Disclosure: Since we don't have your data, we cannot disclose it to authorities
- No Business Transfers: There's no data to transfer in case of business changes
- Your Control: Only you can share your data by exporting it from the app
Your privacy is guaranteed because your data never leaves your device.
8. International Data Transfers
No international data transfers occur because your data never leaves your device.
- No Data Movement: Your financial data stays on your device regardless of your location
- No Cross-Border Transfers: Since we don't collect data, there are no international transfers
- Local Processing Only: All data processing happens locally on your device
- No Jurisdictional Issues: Your data remains subject only to your local laws
- Device Location: Your data follows your device wherever you go
Your data privacy is not affected by international data transfer regulations because no transfers occur.
9. Children's Privacy
FinanceFlow is designed to be safe for all users, including children, because we don't collect any data:
- No Data Collection: We don't collect personal information from anyone, including children
- Local Storage Only: Any data entered by users stays on their device only
- Parental Control: Parents can monitor their child's device to see what data they enter
- Safe for All Ages: Since no data is transmitted, the app is inherently safe for children
- No Account Required: No registration or personal information is needed to use the app
The app is safe for children because their data never leaves their device.
10. Changes to This Privacy Policy
Since we don't collect or process your data, changes to this policy are minimal:
- Policy Updates: We may update this policy to clarify our data practices
- Website Notification: Changes will be posted on our website
- No Impact on Data: Policy changes don't affect your data since we don't have access to it
- Version History: Previous versions are available on our website
- Core Principle: Our fundamental principle of not collecting data remains unchanged
Your data privacy is not affected by policy changes since your data never leaves your device.
11. Contact Information
If you have any questions about this Privacy Policy or your data, please contact us: